Scotiabank: Warm : Scotiabank Passport Visa 60,000 welcome bonus (Scene points worth $600) + $150 Frugal Flyer

Scotia Passport Visa Up To 60,000 Welcome bonus in Scene points, but 50,000 is more make sense.40,000 (=$400) after spending $2,000 in first 3 months 10,000 (=$100) after spending $10,000 in 6 months The last 10,000 (=$100) need $40,000 spending in a year = not worth it. Expired August 3, 2026 Annual fee: $150. First year not free. 6 Complimentary Airport Lounge Pass Each supplementary card qualify for another 6 passes First supplementary card is free, $50 thereafter No FX fee for international transaction (They actually do charge approx 0.2% instead of regular 2-3%) Plus $150 Frugal Flyer bonus upon approval. Total $650 bonus after $10,000 spending in first 6 months. Not Bad. Requirements Minimum income of $60,000 - $80,000 or more per year, or a minimum household income of $100,000 - $150,000 or more