BMO: Earn more with your Savings Amplifier Account - Get 5.00% interest on New Money

*Terms and conditions From September 1, 2026 until November 30, 2026 (the "Promotional Period") earn a promotional interest rate of 4.55% (the "Promotional Interest Rate") on New Money (defined below) up to $1,000,000 deposited into your BMO Savings Amplifier Account (the "Qualifying Savings Amplifier Account"). Balances $1,000,000 or more will earn the Bank’s posted interest rate. Eligibility: This Promotional Interest Rate is available to eligible customers who were provided with this offer and have reached the age of majority at the time of account opening, in the province or territory where they reside. If the account is a joint account, all account holders must have reached the age of majority to qualify. Interest Calculation: The Total Interest Rate is 5.00% on New Money and is a combination of the posted interest rate of the Savings Amplifier account available online at bmo.com/rates plus the Promotional Interest Rate (0.45% + 4.55%). The Promotional Interest Rate and the Bank’s Posted Interest Rate are subject to change at anytime without advance notice. Any changes to the Promotional Interest Rate or Bank’s Posted Interest Rate will reflect in the Total Interest Rate calculation on your eligible balance and paid to your Qualifying Savings Amplifier Account during the Promotional Period. All interest rates are calculated per annum. How we calculate New Money in your Account: To determine if a deposit qualifies as New Money and eligible for the Promotional Interest Rate, we will: i. combine all balances in your Canadian dollar BMO Smart Saver Account(s), BMO