Beem Credit Union: 18 month GIC 4% for existing Beem members

Got this email from Beem. Decent rate if you don’t want to keep transferring for savings promos. For Existing Beem members only. Rate subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Offer available from July 15, 2026, to August 19, 2026 (“Offer Period”). The promotional rate is available for eligible new funds** transferred to Beem Credit Union. - **New funds are money deposited with Beem Credit Union during the Offer Period from a source other than an existing Beem Credit Union account or investment, or an Aviso Wealth account. - Deposits transferred to or from Aviso Wealth, a division of Aviso Financial Inc., are not considered new funds. Eligible on 18-month non-redeemable, non-registered term deposits in Canadian and U.S. dollars, and non-redeemable registered products in Canadian funds only (RRSP, RESP, RRIF, FHSA, TFSA, and RDSP). You must be an existing personal or business member as of July 14, 2026, to be eligible for this offer. Promotional term deposits must be set up by a staff member or business advisor in branch or through the Member Connect team. Eligible deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). Beem may review eligibility at its discretion; if the offer conditions are not met, the promotional rate will be adjusted to the posted rate in effect on the date of term deposit origination.